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Understanding Your Rights and Responsibilities When Your Unit is Flooded

Dealing with a flooded unit can be a stressful and costly experience. Whether caused by burst pipes, leaking appliances, heavy rainfall, or plumbing failures, floods in apartments and units can create complex legal and financial challenges for tenants, landlords, and property managers.

Knowing your rights and responsibilities in the event of a flood is essential for minimising damage, protecting your belongings, and ensuring a smooth recovery process. At Reztor, we specialise in water damage restoration, helping both tenants and property owners recover from floods quickly and efficiently.

This guide outlines who is responsible for flood damage in a unit, what steps to take, and how professional restoration can help restore your property safely.

1. Who is Responsible for a Flooded Unit?

When a unit is flooded, determining responsibility depends on the cause of the flooding and the lease agreement in place.

Tenant Responsibilities

Tenants are generally responsible for:

  • Damage to their personal belongings (furniture, electronics, clothing, and valuables).
  • Flood damage caused by their own negligence, such as overflowing bathtubs or improperly installed washing machines.
  • Notifying the landlord or body corporate immediately after a flood occurs.

Landlord Responsibilities

Landlords or property managers are typically responsible for:

  • Flood damage resulting from building-related issues, such as leaking roofs, burst pipes, or faulty plumbing.
  • Ensuring repairs are carried out in a timely manner to prevent further damage.
  • Providing temporary accommodation if the property is deemed uninhabitable due to severe flooding.

Body Corporate Responsibilities (for Strata Properties)

For units in strata-managed buildings, the body corporate may be responsible for:

  • Structural repairs to the building, including walls, ceilings, and shared plumbing systems.
  • Waterproofing and drainage maintenance to prevent recurring floods.

How Reztor Can Help:

  • We work with tenants, landlords, and body corporate managers to assess flood damage and provide professional restoration services.

2. Immediate Steps to Take When Your Unit is Flooded

Step 1: Ensure Safety First

  • Turn off electricity and gas if water is near power outlets or appliances.
  • Avoid contact with floodwater, especially if it may be contaminated.

Step 2: Notify the Landlord, Property Manager, or Body Corporate

Step 3: Document the Damage for Insurance Claims

  • Take photos and videos of all affected areas, including damaged belongings and structural damage.
  • Keep records of communication with the landlord, property manager, or insurance company.

Step 4: Remove Excess Water and Prevent Further Damage

  • Use towels, buckets, or a wet vacuum to remove standing water.
  • Increase ventilation by opening windows and using fans.
  • Move furniture and valuables to a dry area to prevent further damage.

Step 5: Call a Professional Water Damage Restoration Company

  • A professional team, such as Reztor, can extract water, dry carpets, prevent mould growth, and repair structural damage.

How Reztor Can Help:

3. Insurance Coverage for a Flooded Unit

Understanding what is covered by insurance can help reduce financial stress and speed up the recovery process.

Tenant Insurance (Contents Insurance)

  • Covers personal belongings damaged by water (furniture, electronics, and clothing).
  • May cover temporary accommodation costs if the unit is uninhabitable.
  • Does NOT cover structural damage, which is the landlord’s responsibility.

Landlord Insurance

  • Covers damage to the building’s structure, including walls, ceilings, and flooring.
  • May cover repair costs for burst pipes, roof leaks, or plumbing failures.
  • May provide rental loss coverage if tenants are forced to move out temporarily.

Strata Insurance (for Strata Properties)

  • Covers common areas, shared plumbing, and building repairs.
  • Does NOT cover tenant belongings or internal damage caused by tenant negligence.

How Reztor Can Help:

  • We provide insurance-approved damage assessments and restoration services, working directly with insurance providers for a smooth claims process.

4. Professional Solutions for Flood Damage in Units

Water Extraction and Drying

  • High-powered pumps and vacuums remove standing water quickly.
  • Industrial air movers and dehumidifiers speed up drying to prevent structural damage.

Mould Prevention and Removal

  • Antimicrobial treatments kill bacteria and prevent mould growth.
  • HEPA air scrubbers remove airborne contaminants for safe indoor air quality.

Carpet and Flooring Restoration

  • Carpets are professionally dried and deodorised.
  • If water damage is severe, underlay and flooring may require replacement.

Structural Repairs and Odour Control

  • Plasterboard, ceilings, and skirting boards are inspected for damage and repaired as needed.
  • Odour-neutralising treatments eliminate musty smells caused by damp conditions.

How Reztor Can Help:

5. How to Prevent Flooding in Your Unit

Regular Maintenance Checks

  • Inspect plumbing, taps, and water appliances regularly.
  • Ensure air conditioners, washing machines, and dishwashers do not have leaks.

Install Protective Measures

  • Use waterproof seals around windows and doors.
  • Install overflow alarms or leak detection devices in kitchens and bathrooms.

Act Quickly When Water Leaks Occur

  • Report leaks and plumbing issues to the landlord or body corporate immediately.
  • Call a professional water damage restoration team to assess and repair damage before it worsens.

How Reztor Can Help:

  • We provide flood prevention advice and emergency response services to protect your property from future damage.

6. Why Choose Reztor for Flood Damage Restoration?

At Reztor, we offer:

  • 24/7 emergency response for flooded units.
  • Comprehensive water extraction, drying, and decontamination services.
  • Expert mould prevention and air quality solutions.
  • Professional assistance with insurance claims and damage assessments.

If your unit has been flooded, do not wait—contact Reztor today for professional flood damage restoration services.

Conclusion

Dealing with a flooded unit can be overwhelming, but understanding your rights and responsibilities helps ensure a smooth restoration process. Whether you are a tenant, landlord, or strata manager, acting quickly and hiring a professional restoration service can minimise damage and protect your property.

At Reztor, we specialise in flood damage restoration, providing fast, effective, and reliable solutions for homeowners and tenants.

  • Call Reztor now on 1800 739 867 for expert flood restoration services.

Visit Reztor to learn more about our services.