Whenever your home or business has been damaged by fire, you should contact a fire damage restoration company like Reztor Restoration as soon as possible. Our company serves all areas of Queensland, restoring homes and businesses that have suffered fire damage. Our experienced team can help you save money and restore your property to its former glory.
Fire poses the apparent risk of structural destruction, but it also poses less obvious risks. Look at how smoke and soot from a fire can negatively affect your health, loved ones, and guests.
Suffering from bronchitis or asthma? Smoke odours could be to blame.
The early black gases from a fire will cause coughing and overall breathing trouble. However, long after the black gases have dissipated, the odour of soot and smoke will linger. These compounds can cause respiratory problems such as:
- Asthma
- Bronchitis
- Coughing
- Breathing problems
While these respiratory problems can affect anybody, they tend to affect children, the elderly, and persons with pre-existing diseases.
Both smoke and soot are known to irritate the eyes and skin.
Because soot and smoke sink into porous objects surrounding your property, they frequently remain after a fire. Porous materials that hold a lot of smoke include:
- Carpet
- Furniture
- Wooden surfaces such as tables and desks
Contact with these smoke-damaged surfaces regularly can harm your skin. Dryness and skin inflammation are only two examples of issues that can arise.
Putting on garments present during a fire is one of the most common causes of fire-damaged skin irritation. Even after a thorough wash, these garments may still contain traces of soot and smoke that irritate the skin.
Another health effect of fire damage is eye discomfort, which can occur if your property is not adequately cleaned of soot and smoke residue. Injuries from fires include heart attacks and strokes.
Call us right away if you have fire damage on your property.
If a fire has damaged your property, take your time with obtaining professional assistance. In addition to the need to repair the actual damage, you must also address the harm caused by smoke.
If you avoid or postpone fire damage repair services, you, your family, and visitors are at risk of suffering several health problems. For professional fire damage restoration services, call 1800 739 867 now.
Can homeowners insurance cover water and fire damage?
When your home suffers water or fire damage, it may be very stressful as you figure out what to do next or how to remedy the situation. It is especially true if the damage was your fault.
Homeowners’ insurance can cover water or fire damage to your house in Queensland areas such as Brisbane, Gold Coast, Sunshine Coast, Redlands, Logan, Gympie Region, and others.
Insurance and Water Damage Scenarios
According to Allstate, a standard homeowners insurance policy will typically include two different forms of coverage, both of which may apply in this scenario:
- Dwelling coverage: This protects the structure of your home from damage.
- Personal property coverage: This coverage will compensate for any property damaged due to water damage.
Both your coverage limitations and your deductible, if any, may be determined by the specifics of your insurance plan. It is necessary to pay the deductible in this case.
Your homeowner’s insurance will likely pay for the damage if a pipe bursts. If it occurs owing to a lack of maintenance on your part, the coverage factor becomes questionable. For example, if your dishwasher leaks and damages the floor, the floor is covered, but the dishwasher won’t be.
Sewer backup damage is generally not covered by insurance, although you may be able to purchase additional coverage for this.
Insurance Protection Against Fire
Personal property and residence coverage are available for fire damage. Its detached structure coverage means that any sheds or garages burned in a fire will be insured. You’ll need to assess how much personal property coverage you have to see if it covers the damage. When your home is too damaged to live in, most insurance policies will cover hotel expenses for some time while your home is being repaired.
If your landscaping has been burned, they may cover that as well. Check your policy to determine if you’re covered in the event of a wildfire.
Insurance will not cover losses if you intentionally ignite a fire in your home.
It doesn’t mean you’re on the hook if a potholder you left too close to the stove catches fire. However, if you set out to start a fire on purpose and it gets out of control, you’ll probably be responsible for paying for the damage.
We specialise in water and fire damage to your home.
Consider Reztor Restoration’s first call if you have water or fire damage. We’ll work with your insurance provider to evaluate your coverage levels. We’ll assist you in rebuilding your house in Queensland. Call 1800 739 867 to find out how we can assist you!
