How to file a water damage insurance claim

Water damage can be a costly and destructive problem, and it’s important to know how to file a water damage insurance claim in case of an emergency. At Reztor Restoration, we understand the importance of filing a water damage insurance claim and are dedicated to helping our clients navigate the process.

Document the damage: Before you file a claim, it’s important to document the damage. Take photos and videos of the affected areas, including any water stains, warped floors, or damaged possessions. Make a list of all items that have been damaged. These will be needed to file a claim.

Contact your insurance company: Once you’ve documented the damage, contact your insurance company as soon as possible. The company will assign an adjuster to your claim, who will schedule an appointment to inspect the damage.

Provide all necessary information: When the adjuster comes to inspect the damage, make sure to provide all necessary information. This will include the documentation of the damage, a list of any damaged items, and any receipts or estimates for repairs.

Follow up with the insurance company: After the adjuster has inspected the damage, follow up with the insurance company to make sure that your claim has been received and is being processed.

Hire a professional restoration company: After the water damage has been assessed, it’s important to hire a professional restoration company like Reztor Restoration to repair the damages. Make sure to get a detailed estimate of the cost of repairs and provide this information to your insurance company.

Keep records of all communication: Keep records of all communication with your insurance company, including phone calls, emails, and letters. These records will be useful if there are any issues with your claim.

Understand the policy coverage: Before filing the claim, it’s essential to understand the policy coverage, what it covers, and what it doesn’t. Knowing what your policy covers will help you understand the claim process and your rights.

Be prepared for the process: Filing a water damage insurance claim can be a complex and time-consuming process. Be prepared for it and be patient. It’s important to remember that the insurance company’s priority is to assess the damage and pay out the claim as quickly as possible.

In conclusion, water damage can be a costly and destructive problem. It’s essential to know how to file a water damage insurance claim in case of an emergency. By documenting the damage, contacting your insurance company, providing all necessary information, following up with the insurance company, hiring a professional restoration company like Reztor Restoration, keeping records of all communication, understanding the policy coverage, and being prepared for the process, you can help to navigate the claim process and get your home restored as quickly as possible.